Autumn is upon us and our
attention will soon turn to Christmas! A
time of festive cheer… or financial woe?
With our tips below you can be sure to be full of merriment without
breaking the bank and without having money worries to last into the New Year.
Remove unnecessary gift giving
Remove unnecessary gift giving
Christmas has become a
retail festival – but it doesn’t have to be that way. Think about why you are giving and to whom. Consider the recipient’s viewpoint too, as giving
creates a need for them to give back.
Why not agree to a secret santa with family or friends? Pick names out of a hat, buy one present in the group and stop buying unnecessary gifts.
Why not agree to a secret santa with family or friends? Pick names out of a hat, buy one present in the group and stop buying unnecessary gifts.
Make a list
Don't go on impulse. A list will guide you and keep your spending on the straight and narrow!
Don't go on impulse. A list will guide you and keep your spending on the straight and narrow!